3. Mix of spam and phishing. If you haven't heard of phishing before, it refers to the misleading emails you get dressing themselves up to look like legitimate emails to get confidential, often financial, information from you. Some common examples are the Paypal or Bank emails that claim you need to login with your private information to verify contact information or update account information. In reality, this is a malicious third party that steals your private information and can cause you MAJOR identity and financial problems. 
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